ITC Tower
14 stories of infrastructure innovation and where we're headed next.
14 stories of infrastructure innovation and where we're headed next.
Transform your operations, mitigate risks, and accelerate innovation with our modernized fintech ecosystem.
Lower infrastructure costs, automate workflows, and optimize resource allocation for sustained profitability.
Leverage AI-driven insights to deliver tailored financial products and seamless customer journeys.
Achieve real-time regulatory compliance and data security with embedded monitoring and automated reporting.
Every one of these is being built into the new system, and made available to our partner banks and financial institutions as it ships.
Explore all platform featuresShop and pay online without ever exposing real card numbers or CVVs. Every transaction runs on a secure token instead of sensitive card data cutting fraud risk at checkout while keeping the payment experience effortless for the cardholder.
One card, two ways to pay. Cardholders can switch instantly between debit and credit modes on the same card - giving them full control over how they spend, without carrying multiple cards or juggling multiple apps.
Card credentials are replaced with unique digital tokens for every device and merchant, so real card numbers never travel across networks. It's bank-grade security built for the way people actually pay today - tap, click, or scan.
Plug straight into the digital wallets and apps your customers already use. Our open API connects your card program to multiple wallet ecosystems and third-party apps in real time - no rebuilding required, just faster go-to-market.
Powered by Mastercard's Digital Enablement Service, this feature turns physical cards into secure digital credentials in seconds enabling tokenized issuance across mobile wallets, wearables, and connected devices.
Native, out-of-the-box support for Google Pay means your cardholders can add their card and start tapping to pay almost instantly - no clunky workarounds, just a seamless digital-wallet experience from day one.
Skip the wait for plastic. New cards can be generated and activated digitally within seconds of approval, letting customers start transacting immediately; perfect for onboarding, replacements, and on-demand card creation.
Whether a customer is spending at home or abroad, currency conversion happens automatically and transparently in the background; no manual FX steps, no surprises, just accurate multi-currency handling in real time.
One card, one spending limit, any currency. Cardholders can transact across multiple currencies under a single unified limit; ideal for travelers, cross-border shoppers, and global businesses that need simplicity without sacrificing flexibility.
Automate recurring payments end-to-end. From subscriptions to instalments, billing cycles run on autopilot with scheduled, rule-based charges reducing manual work and missed payments for both issuers and merchants.
ITC PLC gives major banks, financial institutions, government bodies, and retailers advanced transaction-processing infrastructure.
Centralised, secure handling of transaction and customer data — unified records, real-time reconciliation and analytics-ready reporting.
Download BrochureEnd-to-end debit, credit and prepaid card issuance — from personalisation and lifecycle management to secure authorisation on every channel.
Download BrochureAccept payments anywhere with POS, e-commerce and QR acquiring — broad acceptance, fast settlement and dependable merchant support.
Download BrochureA mobile-first wallet for payments, transfers and bill pay — secure, interoperable and built to bring more people into digital finance.
Download BrochureA high-availability switch routing ATM, POS and online transactions in real time, with strong security and seamless bank interoperability.
Download BrochureCashless fuel and fleet payment management — controlled spending, real-time monitoring and simple reconciliation for transport operators.
Download Brochure
Enterprise-grade scalable cloud architecture engineered for high availability and performance.
Log in and get to work. Fully managed business applications with no installation, no servers, and no maintenance on your end.
Write your code, we handle the servers, scaling, and updates. Ship applications faster without managing infrastructure.
Provision compute, storage, and networking directly. Full control over the stack for custom, high-scale architectures.
A look at who we are, what we've built, and how our products work together to power banks, retailers, and everyday digital life.
